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UK ISA Savings Calculator

Project tax-efficient ISA savings growth from a balance, contributions and return assumptions.

Project your ISA savings

£
£
£
Include subscriptions made with other providers; do not include your current ISA balance.
years
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Projected ISA value
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Enter your details to calculate.
Checking the selected tax-year allowance.
Starting balance
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Total contributions
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Estimated investment growth
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Final projected value
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Selected tax-year ISA rules

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This check applies only to the selected tax year. It does not predict future allowances or determine eligibility, ISA type restrictions, transfers, Lifetime ISA withdrawal conditions, or subscriptions reported by other providers.

Year-by-year projection

YearContributions madeGrowth earnedEnd-of-year balance
Enter valid assumptions to see the projection.
Important: This is an illustrative projection, not guaranteed returns or financial advice. It assumes contributions remain within your available ISA allowance. Investment returns are generally tax-free within an ISA, but ISA allowance and tax rules can change. This calculator does not determine eligibility or available allowance.

How to use the UK ISA Savings Calculator

Project tax-efficient ISA savings growth from a balance, contributions and return assumptions.

1

Enter your details

Enter the amounts, rates and periods that describe your scenario.

2

Check the assumptions

Review every input before relying on the estimate.

3

Compare the result

Use the result as a planning estimate and test alternative scenarios.

Frequently Asked Questions

What does the UK ISA Savings Calculator calculate?

It provides an illustrative estimate from the assumptions entered.

Are the results guaranteed?

No. Actual outcomes, tax rules, rates and charges can differ.

Can I change the assumptions?

Yes. Adjust the inputs to compare your own scenario.

Does this replace professional advice?

No. Seek qualified advice for decisions specific to your circumstances.

Are tax rules included?

The tool uses simplified assumptions and may not cover every relief or exception.

Why might results vary?

Providers and official calculations can use different dates, rounding and criteria.

Is my information stored?

No. Calculations run locally in your browser.